Services and Solutions
The core competencies of VP Bank are the asset management for private and institutional clients, investment advisory for private and institutional clients, support and advice for independent asset managers and the credit business. External asset managers receive support from the advisory team. The can access the ProLink information platform, where they can get the essential services and information they need.
The private banking business offers asset management, financing, wealth planning and investment advisory for private clients. In asset management, VP Bank provides portfolio monitoring as well as delegated investment decisions. The investment advisory team gives market information and product information. The fund business is significant to VP Bank. They offer third-party funds as well as proprietary funds.
VP Fund Solutions handle all services related to the fund business. The lending business is a dependent and constant pillar of VP Bank. In Liechtenstein, the bank also offers corporate and retail lending. The investment advisory is the top priority at VP Bank. The bank established new quality standards to ensure that all clients continuously receive high-quality advice.
For the stability of a bank the risk management, the liquidity and the capital are essential. The Board of Directors is responsible for the risk policy and the implementation of the risk framework. The risk groups are the operational risk, financial risk, and business risk. There are clear organizational processes and structures, methods and instruments and limits and measurements.
For further development and ongoing effectiveness, the risks are continuously reviewed, assessed, monitored and measured. For the credit granting activities and the interbank business internal limits and directives are set. The liquidity coverage ratio of VP Bank is at 161 %. The management and control of the credit risk are very important since 44 % of total assets is attributed to the client lending business. The financial risks include the market risk, the credit risk, and the liquidity risk. The operational risks are technology risk, employee risk, legal & compliance risk and process risk. The business risk includes the strategy risk.